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Personal Injury Settlements1/19/2020
If you’re considering making a personal injury claim after an accident caused by someone else’s carelessness, you probably want to know how much money you can expect to receive in compensation for your medical bills and other damages. To get an idea of typical settlements or awards in personal injury claims—and what makes a difference in the amounts—we surveyed our readers across the United States to ask about their experiences. Here’s what we learned.
In putting together your personal injury settlement demand letter, you figured out a range of what you believe your claim is worth. Before you speak to an insurance adjuster about your demand, decide on a minimum settlement figure you would accept within that range. This figure is for your own information, not something you would reveal to the adjuster. But before the offers and counter-offers start going back and forth, it helps if you already have your bottom line in mind.
Remember, you don't have to cling to the figure you originally set for yourself. If the adjuster points out facts you had not considered but which clearly make your claim weaker, you may have to lower your minimum figure somewhat. And if the adjuster starts with a low settlement offer or a number at or near your minimum—or if you discover evidence that makes your claim stronger—you may want to revise upward. Learn more about factors that affect personal injury settlement value.
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